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Business Savings & CDs

Business Savings

This account is a go-to savings option for all types of businesses. With just a $100 minimum balance you can open and avoid the service charge - all while earning interest.

Features
  • Interest is calculated daily on the collected balance and added to the account at the end of each quarter
  • FREE Business Online Banking
  • FREE Mobile Banking
  • Statements without electronic items are mailed quarterly
  • You are allowed 6 withdrawals per quarter at no charge
  • FREE 24-Hour Telephone Banking (654-1516)
  • Optional e-Statements
  • Fees may reduce earnings on the account
  • Rates may change after the account is opened
Rates

Effective Date: 12/21/2024

Business Savings (Rate Table)
Interest RateAPY*Minimum To OpenMinimum To Obtain APY
0.45%0.45%$100$100

*APY = Annual Percentage Yield.
These rates may change after the account is opened.  Fees may reduce earnings in these accounts.

No service charge if account balance remains above $100 during the quarterly statement period. $5 service charge is charged only if the balance falls below $100 during the quarterly statement period. You are allowed 6 withdrawals per quarter at no charge. There will be a fee of $5 for each thereafter. $0.30 fee will be charged for each item deposited in excess of 20. $100 is required to open the account. 

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Business Certificates of Deposit (CDs)

Features
  • Competitive rates
  • $2,500 minimum balance to open and obtain APY
  • No monthly service charge
  • Terms from 30 days to 60 months
  • Automatic renewals
  • FDIC insured, up to the allowable limits
Rates

Effective Date: 12/21/2024

Business Certificates of Deposit (Rate Table)
TermInterest RateAPY*Minimum To OpenMinimum To Obtain APY
90 Days2.23%2.25%$2,500$2,500
6 Months4.11%4.15%$2,500$2,500
12 Months3.65%3.70%$2,500$2,500
18 Months3.36%3.40%$2,500$2,500
2 Years3.31%3.35%$2,500$2,500
3 Years2.87%2.90%$2,500$2,500
5 Years2.82%2.85%$2,500$2,500

*APY = Annual Percentage Yield.
Note: These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.

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Business Loans

Whether you are looking to purchase equipment or secure a line of credit, we can tailor a loan program to your business.

Learn More about Business Loans