Commercial Building Loans

Financing the purchase or construction of your next commercial building with Bank of Zachary. We can provide competitive rates and terms with down payments as low as 15%.

Church Loans

Whether you are shopping for a better deal on your current church loan or seeking a partner to finance your next renovation or expansion, look no further. Our lenders are experts at church financing and we look forward to learning more about your vision.

Remote Deposit Capture

Streamline the process of depositing checks to save time and get access to your cash quicker. With Remote Deposit Capture, you can securely deposit checks electronically from your place of business using a desktop scanner, your computer, and the internet.

Benefits
  • Same day deposit
  • Extended banking hours
  • Online access to images, deposits, and reports for 24 months

Merchant Services

Simplify transactions for your customers and start accepting credit card and debit card payments. With technology in place to accept a number of nationally recognized card options, including Visa®, MasterCard®, American Express®, and Discover®, you may be able to boost sales and customer satisfaction.

Enhanced Online Banking

Online banking provides our customers with a secure, convenient and easy way to access their accounts 24 hours a day/7 days a week. From the comfort of your home or wherever you can gain internet access, our online banking will be there for you. There is no sign up fee and no monthly service charges.

Features
  • View & print transaction histories and current balances
  • Transfer funds between statement accounts
  • Verify your direct deposit
  • Order checks
  • View & print paid cancelled checks
  • Place stop payments on checks
  • View Certificate of Deposit maturity dates and your current CD interest rate
  • View & print information regarding your mortgage or loan
  • Receive e-mail notifications & alerts
  • Access all capabilities via any mobile enabled device

Enhanced ACH

As you seek greater control over your payments, our ACH solutions put you in charge. With these solutions, you can increase accuracy through electronic payments and access funds with greater speed and visibility through a full range of options for your business and consumer payments.

Direct Deposit for Payroll

Why spend precious time going to the bank? Direct deposit is the easy, worry-free way to have electronic deposits – like paychecks or Social Security payments – deposited automatically into your U.S. Bank checking or savings account. Deposits are made electronically, so you never have to worry about losing a paycheck or going to the bank.

Direct Debits

Optimize convenience for customers - while saving your business time and money - by collecting recurring payments from customers electronically. Whether you need to collect membership dues, fees, rent, or charitable contributions, this service is designed to improve operating efficiencies.

Night Depository

If you need to make business deposits after hours, you can conveniently find depositories at each of our offices.

Coin & Currency

Efficiently manage your cash needs by letting us supply you with coin and currency needed to run your daily operations.

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