Telephone Banking
When you want a quick update on where your business accounts stand, you can access up-to-date information by simply calling 225-654-1516 and following the prompts.
When you want a quick update on where your business accounts stand, you can access up-to-date information by simply calling 225-654-1516 and following the prompts.
Eliminate the worry of accidentally overdrawing your business checking account. By safeguarding your account with overdraft protection, you will ensure a line of credit is in place to cover discrepancies. Coverage costs nothing unless you use it, but the peace of mind it provides is invaluable.
Effectively manage business expenses with a payment solution that puts even more convenience in your pocket. All debit card transactions are itemized in your monthly checking statements, so there's no need to hang onto cash receipts or manage a petty cash fund. For each purchase made, you will have a record of the merchant name, the purchase date, and the amount spent.
Effective Date: 12/22/2024
Term | Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY |
---|---|---|---|---|
90 Days | 2.23% | 2.25% | $2,500 | $2,500 |
6 Months | 4.11% | 4.15% | $2,500 | $2,500 |
12 Months | 3.65% | 3.70% | $2,500 | $2,500 |
18 Months | 3.36% | 3.40% | $2,500 | $2,500 |
2 Years | 3.31% | 3.35% | $2,500 | $2,500 |
3 Years | 2.87% | 2.90% | $2,500 | $2,500 |
5 Years | 2.82% | 2.85% | $2,500 | $2,500 |
*APY = Annual Percentage Yield.
Note: These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.
This account is a go-to savings option for all types of businesses. With just a $100 minimum balance you can open and avoid the service charge - all while earning interest.
Effective Date: 12/22/2024
Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY |
---|---|---|---|
0.45% | 0.45% | $100 | $100 |
*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.
No service charge if account balance remains above $100 during the quarterly statement period. $5 service charge is charged only if the balance falls below $100 during the quarterly statement period. You are allowed 6 withdrawals per quarter at no charge. There will be a fee of $5 for each thereafter. $0.30 fee will be charged for each item deposited in excess of 20. $100 is required to open the account.
The lending staff at Bank of Zachary has the knowledge and expertise to assist with financing even the most complex business transactions, whether it be the complete acquisition of an existing business, the buy-out of an existing partner, or financing the transition from one generation to the next.
Now you can deposit checks in a flash! All you need is a camera-equipped smartphone or tablet and the Bank of Zachary Mobile Banking App.
Simply point, snap, and submit!
You will receive an alert when the check has been received and whether it's been approved or denied. It's that easy!
Text Concierge makes banking more convenient than ever. Get updates about your local branch like closings and important events, or text a banker with any questions or concerns! You'll get a text back in minutes. It's that easy!
How to Enroll
Simply text "enroll info" to
1-833-558-1130
Check your account balances and view recent transactions using text messaging. Register your mobile phone via the administration tab within online banking to receive real time account information on your checking, savings, and money market accounts.
With Mobile Wallet, paying on the go is as simple as tapping your phone. Add your Bank of Zachary Debit Card to Apple Pay® or Samsung Pay™ and enjoy the convenience of making secure purchases with your mobile device.
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