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Mobile Banking

Take us with you wherever you go! With Mobile Banking, you can securely access your accounts anytime, anywhere.

Download the Mobile Banking App

Online Banking customers can download our App to a mobile phone or tablet:

Download on the App Store Get it on Google Play

Mobile Browser

There's nothing to download. Simply log into online banking from your mobile browser using the same URL and multi factor authentication that you would on a desktop. Auto device detection will adjust the view to best fit your phone or tablet screen size.

Have questions? Visit our Mobile Banking FAQs page or contact us.

How to Enroll
Simply log into Online Banking, and click the Mobile Banking tab.

Online Bill Pay

Simplify your life and take the hassle out of paying bills with Online Bill Pay. This free service, available to all Online Banking users, let's you specify payment dates, view your payment history and even review the status of pending payments.

How to Enroll
Simply log in to Online Banking and click on the Bill Pay tab at the top of the screen.

Online Banking

With convenient tools and secure features, online banking offers easy access to your accounts. Manage your finances at home or on the road, 24 hours a day, 7 days a week.

Features
  • View & print transaction histories and current balances
  • Transfer funds between statement accounts
  • Verify your direct deposit
  • Order checks
  • View & print paid cancelled checks
  • Place stop payments on checks
  • View Certificate of Deposit maturity dates & current interest rates
  • View & print information regarding your mortgage or loan
  • Receive email notifications & alerts
  • Access all capabilities via any mobile enabled device
Security

With Bank of Zachary’s online banking, your money and personal information is protected by firewalls and 128-bit encryption — the most powerful available in the banking industry.

For more details on our online banking security and the latest security updates, visit our Online Banking Security page.

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Mobile Home & Land Financing

Bank of Zachary can finance mobile homes and land up to 80% of appraised value. The mobile home must be immobilized and attached to the property with an Act of Immobilization.

Apply Now(Loans)

Home Equity

Leveraging the equity in your home can be a great way to finance large expenses such as a new car, wedding, or home renovation.  Bank of Zachary can offer home equity term loans in a second mortgage position up to 95% of appraised value.

Apply Now(Loans)

Mortgage Loans

In addition to conventional long term fixed-rate mortgage loans, Bank of Zachary can offer a variety of portfolio lending options which come with benefits such as down payments as low as 10% and no private mortgage insurance (PMI).

Apply Now(Loans)

e-Z Non-Profit

Support the everyday financial matters of your non-profit organization with an account that doesn't limit check writing or deposits. Open with as little as $100, and avoid the $5 monthly service charge by choosing to receive e-Statements.

$100 required for opening balance. No monthly service charge if you choose to receive e-Statements. $5 monthly statement print fee if you choose to receive paper statements.

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e-Z BIZ Interest

Let your checking account work overtime for your business by earning deposits a competitive interest rate. It takes $2,500 to open the account and earn interest, and a $10,000 minimum balance to avoid the $15 monthly service charge.

Rates

Effective Date: 9/19/2024

Business Checking Account (Rate Table)
Interest RateAPY*Minimum To OpenMinimum To Obtain APY
0.40%0.40%$2,500$2,500

*APY = Annual Percentage Yield.
These rates may change after the account is opened.  Fees may reduce earnings in these accounts.

$2,500 required for opening balance. No monthly service charge if your lowest balance during the cycle is $10,000 and above. $15 monthly service charge if your balance is less than $10,000. The first 25 checks or debits you transact per statement cycle are free. $0.25 cents per item will be charged thereafter.

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e-Z BIZ

For your basic business banking needs, leverage the benefits of this straightforward account. Open with as little as $100, and avoid the monthly service charge by maintaining a minimum balance of $5,000.

$100 required for opening balance. No monthly service charge if your lowest balance during the cycle is $5,000 and above. $15 monthly service charge if your balance is less than $5,000.

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Individual Retirement Accounts

Invest in the future with an Individual Retirement Account. We offer Traditional, Roth, and Coverdell Education Savings Accounts to help support your retirement and education planning needs.

Features
  • Competitive rates
  • $500 minimum balance to open and obtain APY*
  • No monthly service charge
  • Terms from 12 months to 60 months**
  • Automatic renewals
  • Classified as a Certificate of Deposit
  • FDIC insured, up to the allowable limits
Rates

Effective Date: 9/19/2024

IRA Rates (Rate Table)
TermInterest RateAPY*Minimum To OpenMinimum To Obtain APY
1 Year3.275%3.32%$500$500
1 Year Variable**3.275%3.32%$500$500
18 Months3.325%3.37%$500$500
2 Years3.425%3.47%$500$500
3 Years2.775%2.80%$500$500
4 Years2.875%2.91%$500$500
5 Years3.125%3.16%$500$500

*APY = Annual Percentage Yield.
** Variable IRA interest rate may change at any time after the account is opened.
Note: These rates may change at any time without prior notice.
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These IRAs automatically renew.

*APY = Annual Percentage Yield.
** Variable IRA interest rate may change at any time after the account is opened. 
Note: These rates may change at any time without prior notice. 
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. 
These IRAs automatically renew.

Request Information
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